Privacy

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Privacy Policy

At RiskQual, we respect the privacy of our web site visitors. We only use information you provide to better serve your needs. We also recognize that this information belongs to you and that we must treat it accordingly. The following statement spells out our privacy policy in more detail. The policy applies to www.riskqual.com.

Our Use of Personal and Non-Personal Information

We collect two kinds of information about our on-line visitors, personal and non-personal information. Visitors are not required to register to access the public pages of RiskQual’s sites. Non-personal information is collected to track the total number of guests visiting RiskQual sites and to guide our efforts to improve our sites.

The non-personal information we monitor includes the browser type and operating system being used by our visitors; areas of the sites visited; date and time of access; host or service-provider information, and identification of the referring site. This information is used exclusively for our internal purposes and is not disclosed to any non-affiliated third parties except our producers.

Personal information that can identify a visitor, such as name and address is collected only when voluntarily offered and solely for purposes that are clearly identified on our sites. Access to pages with content specific to members is password-protected and requires pre-registration.

Personal information acquired through registration is kept confidential and will not be disclosed to third parties except as may be required by law. RiskQual authorizes use of the data by its members only for non-commercial purposes. RiskQual does not seek personal information from children.

Our Use Of "Cookies"

RiskQual may place an electronic "cookie" in the browser files of a guest’s computer. Cookies are pieces of information that a web site transfers to an individual’s computer hard drive for record-keeping purposes. Cookies themselves do not enable us to access any personal information about our visitors; however, they do allow RiskQual to analyze guests’ use of our sites. This analysis helps us better understand which areas of our sites are most useful and popular so we can plan improvements and updates accordingly. RiskQual does not use cookies to retrieve information from a visitor’s computer that was not originally sent in a cookie.

Internet Communication

The privacy of communication over the Internet cannot be guaranteed, because the Internet is not a secure medium. RiskQual does not assume any responsibility for any harm, loss, or damage you may experience or incur by the sending of personal or confidential information over the Internet by or to RiskQual.

Consent

By using this site, you signify your consent to RiskQual’s on-line privacy policy. If you do not agree to this policy, please do not use this site. We reserve the right, at our discretion, to update, change, modify, add, or remove portions of this policy from time to time. Any changes to this privacy policy will be promptly disclosed in this area.